Gender, Power, and Conflict with Credit Choice: Rural Credit Programme in India

Authors

Ramu Maurya Govind Ballabah Pant Social Science Institute, Jhusi, Allahabad, Uttar Pradesh, India- 211019 Author

Capability, Entitlements, Gender Empowerment, Rural credit, Social Exclusion

The advocates of rural credit argue that access to finance can substantially help in the reduction of poverty and

promoting gender empowerment. Access to credit may contribute a long-lasting increase in income by means of

a rise in investments that can generate income and diversify source of income. It can also contribute in

empowering women in the decision making process of economic nature, family planning, marriage,

participation in social and political activities. Many studies go not in favor of this type of argument. Present

study shows that rural credits programme do not have any significant impact on gender dimensions. In some

case, the status of beneficiaries group has deteriorated against control group. Actually, the programme is not

wrong in itself but the implementation process of the programme has much type of weaken.